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Transform Your Future
with Musoni Loan Products

Musoni is committed to helping individuals, businesses, and farmers across Kenya achieve their dreams through affordable, flexible, and easy-to-access financing. Whether you’re looking to grow your business, invest in farming, purchase essential assets, or fund education, our tailored loan products are designed to support your journey every step of the way.

Explore our wide range of loan options below and discover how we can help you thrive.

Business Loans

Fueling Your Entrepreneurial Dreams

Kenyan entrepreneurs are driving economic growth, and we’re here to support them. Our business loans provide flexible financing to help businesses restock, expand, or seize new opportunities.

Chap Chap (Individual)

Empowering established business owners with large-scale financing.

Loan Amount:       KES 5,000 – KES 500,000
Duration:               3 – 12 months
Registration Fee:  500
Upfront Fee:          4%
Loan Cycle:            Entry Loan

Eligibility:
Business must be in operation for at least 6 months.

Apply Now
Bespoke

Empowering established business owners with large-scale financing.

Loan Amount:       KES 500,001 – KES 10,000,000
Duration:               1 – 6 months
Registration Fee:  500
Upfront Fee:          4%
Loan Cycle:            Entry Loan

Eligibility:
Business must be in operation for at least 6 months.

Apply Now

Agricultural Loans

Financing Growth from the Ground Up

Farming is the backbone of Kenya’s economy, and we understand the financial challenges that come with agriculture. Our agricultural loans are designed to support smallholder farmers and agribusinesses, offering the capital needed for inputs, equipment, and livestock — all with flexible repayment terms that align with farming cycles.

Individual Kilimo Booster

Empowering individual farmers to scale up operations with personalized financing.

Loan Amount:       KES 5,000 – KES 500,000
Duration:               3 – 12 months
Registration Fee:  500
Upfront Fee:          4%
Loan Cycle:           Entry Loan

Use this loan to invest in advanced farming equipment or diversify your crops for higher profits.

Apply Now

Agricultural Asset Finance

Supporting farmers with affordable financing for essential agricultural assets.

Individual Kilimo Booster

Empowering individual farmers to scale up operations with personalized financing.

Loan Amount:       KES 5,000 – KES 10,000,000
Duration:               3 – 12 months
Registration Fee:  500
Upfront Fee:          4%
Loan Cycle:           Entry Loan

Use this loan to invest in advanced farming equipment or diversify your crops for higher profits.

Apply Now
Asset Financing

Empowering individual farmers to scale up operations with personalized financing.

Loan Amount:       KES 5,000 – KES 10,000,000
Duration:               3 – 12 months
Registration Fee:  500
Upfront Fee:          4%
Loan Cycle:           Entry Loan

Use this loan to invest in advanced farming equipment or diversify your crops for higher profits.

Apply Now

Education Loans

Investing in Bright Futures

School Fees Loan

Supporting parents in paying school fees on time.

Loan Amount:      KES 5,000 – KES 140,000
Duration:              4 – 36 months
Registration Fee: 500
Upfront Fee:         4%

Eligibility:
Clients with school-aged children and a legitimate school bill.

Apply Now
School Improvement Loan

Helping schools grow and enhance facilities.

Loan Amount:      KES 100,000 – KES 3,000,000
Duration:               4 – 36 months
Registration Fee:  500
Upfront Fee:          4%

Schools with at least 50 students operating for 1+ years.

Apply Now
School Salary Loan

Ensuring timely salary payments for school staff.

Loan Amount:       KES 100,000 – KES 3,000,000
Duration:               4 – 36 months
Registration Fee:  500
Upfront Fee:          4%

Full-time school staff associated with Musoni.

Apply Now

Emergency Loans

Fast Cash for Emergencies

Wepesi Loan

Ideal for starting or scaling honey production.

Loan Amount:      KES 1,000 – KES 20,000
Duration:              1 month
Registration Fee: 500
Upfront Fee:         4%

Eligibility:
Available from the 2nd loan cycle

Apply Now

Why Choose Musoni?

Tailored Solutions

A diverse range of loans designed to meet the unique needs of farmers, entrepreneurs, and families.

Flexible Repayment Terms

Loan durations that align with business and farming cycles, easing the repayment burden.

Transparent Pricing

Transparent pricing with clear upfront
costs.

Easy Access

Fast approvals and digital loan management for convenience.

Community-Focused

Deep local knowledge and a commitment to empowering communities across Kenya.

Our Digital Channels

Access Musoni’s financial services anytime, anywhere with our seamless digital channels—fast, secure, and built to keep your business moving forward!

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